Debts in an in­her­i­tance

Calculator for an heir’s liability for debts

If an in­her­i­tance case is handled in Lviv or Lviv region, one heir’s prop­er­ty may include dif­fer­ent assets with sep­a­rate val­u­a­tions. Enter the debt already con­firmed, the es­tab­lished share, the total value of what that par­tic­u­lar person ac­tu­al­ly re­ceived, and their pay­ments. The result does not es­tab­lish the debt; it is only a pre­lim­i­nary in­di­vid­ual cap.

Legal workflow with calculations and documents
Current
Sep­tem­ber 18, 2026
Value
0 ₴
Online tool

Upper limit for the particular heir

First al­lo­cate the debt using the share already es­tab­lished, then cap it at the value of prop­er­ty re­ceived by that person; con­firmed pay­ments reduce the balance.

The model cal­cu­lates only one person and one con­firmed claim. It does not es­tab­lish in­her­i­tance shares, de­ter­mine the cred­i­tor’s dead­line, create joint and several li­a­bil­i­ty, or carry over another person’s re­main­ing debt.

Use the amount sup­port­ed by the ver­i­fied basis and cal­cu­la­tion, taking pay­ments into account. An amount in the cred­i­tor’s letter is not nec­es­sar­i­ly es­tab­lished.

Enter the ready per­cent­age from 0.01% to 100%. The tool does not model in­her­i­tance pri­or­i­ty, a will or other heirs’ shares.

Add the value of only the assets this person ac­tu­al­ly re­ceived. Do not use the value of the entire estate.

Include only pay­ments at­trib­ut­able to this claim. If there are none, enter 0.

Preliminary cap

Demand not confirmed
Estimated maximum remaining amount300 000,00 UAH

The amount shows the largest arith­metic balance based on the entered data, not an au­to­mat­ic oblig­a­tion to pay it to the cred­i­tor.

Share of confirmed debt
450 000,00 UAH
Value of property received
380 000,00 UAH
Limit before deducting payments
380 000,00 UAH
Already paid
80 000,00 UAH

Se­quence: min(⌊900 000,00 UAH × 50%⌋, 380 000,00 UAH) − 80 000,00 UAH = 300 000,00 UAH

Kopeck round­ing rule: The product of the debt and share is always reduced to whole kopecks. Entered amounts are re­tained without ad­di­tion­al round­ing.

Shared cap for cred­i­tors: The same value of prop­er­ty re­ceived does not become a new cap for each claim. If there are several cred­i­tors, their claims share one overall limit; this cal­cu­la­tor does not de­ter­mine pri­or­i­ty or al­lo­cate it among them.

Before using: Check the trans­fer of the oblig­a­tion itself, the cred­i­tor’s claim dead­line, ac­cep­tance of the in­her­i­tance, the assets re­ceived, the val­u­a­tion method, en­cum­brances, and all prior pay­ments.

Copy summary for checking documents

The brief summary is easy to paste into a message to a lawyer or save for your­self.

Request a review of a creditor’s claim

Two limits that must not be confused

Not every oblig­a­tion of the de­ceased forms part of the estate. Oblig­a­tions in­sep­a­ra­bly linked to the person may end, so first check the legal nature of the debt and only then the amount.

If the claim passes to an heir, two sep­a­rate figures matter for that par­tic­u­lar heir: the amount cor­re­spond­ing to their share and the value of the prop­er­ty they ac­tu­al­ly re­ceived. The final arith­metic cap is the lower of the two.

Calculation methodology

How the result is de­ter­mined

  1. One con­firmed claim is record­ed without au­to­mat­i­cal­ly adding in­ter­est, penal­ties, or ex­pens­es.

  2. The con­firmed amount is mul­ti­plied by the spe­cif­ic heir’s es­tab­lished share per­cent­age.

  3. If the result in­cludes a frac­tion of a kopiyka, it is reduced to the nearest whole kopiyka.

  4. The re­sult­ing amount is com­pared with the total value of prop­er­ty ac­tu­al­ly trans­ferred to this person; the lower amount applies.

  5. Con­firmed pay­ments for this claim reduce the cap, and a neg­a­tive result is re­placed with zero.

Example

Example: apartment and land share with different valuations

An heir in Lviv has a con­firmed 40% share in the in­her­i­tance. The debt shown in ver­i­fied doc­u­ments is UAH 720,000. This person ac­tu­al­ly re­ceived a share of an apart­ment and a land plot in Lviv region with a total con­firmed value of UAH 260,000, and has already paid UAH 20,000.

  • Con­firmed debt: UAH 720,000
  • Doc­u­ment­ed share: 40%
  • Total value of assets ac­tu­al­ly re­ceived: UAH 260,000
  • Con­firmed pay­ments: UAH 20,000

The share of the debt is UAH 288,000. Since the prop­er­ty re­ceived is valued at UAH 260,000, that becomes the upper limit; after payment, the es­ti­mat­ed maximum balance is UAH 240,000.

If the val­u­a­tion of even one asset is dis­put­ed, or there is a mort­gage or other cred­i­tors, the result cannot be used sep­a­rate­ly from the com­plete list of assets, claims, and pay­ments.

Documents to reconcile before calculation

  • An initial debt doc­u­ment, court de­ci­sion, or en­force­ment doc­u­ment and a de­tailed cal­cu­la­tion of the claim.
  • In­her­i­tance case ma­te­ri­als, the ap­pli­ca­tion to accept the in­her­i­tance, and this person’s cer­tifi­cate of in­her­i­tance.
  • A doc­u­ment con­firm­ing the spe­cif­ic heir’s per­cent­age share.
  • Sep­a­rate list of items ac­tu­al­ly re­ceived and proper doc­u­ments showing their value.
  • Written cred­i­tor demand with proof of dis­patch date, ad­dressee, and receipt.
  • Proof of all pay­ments by this person and the purpose of each payment.

Frequently asked questions

Does accepting an inheritance mean accepting any amount of debt?

No. First de­ter­mine whether the spe­cif­ic oblig­a­tion is part of the estate, whether the claim was prop­er­ly made, and what in­di­vid­ual amount cor­re­sponds to the share and value of the prop­er­ty re­ceived.

Why does the calculator not determine the heir’s share?

The share depends on the will, order of suc­ces­sion, ac­cep­tance, re­nun­ci­a­tions, com­pul­so­ry shares, and pos­si­ble dis­putes. A safe cal­cu­la­tion re­quires a per­cent­age already for­mal­ized or ver­i­fied in doc­u­ments.

How to account for several inherited assets

Enter the con­firmed total value of prop­er­ty ac­tu­al­ly re­ceived by this par­tic­u­lar heir. Do not include other people’s prop­er­ty; check dis­put­ed val­u­a­tions and en­cum­brances sep­a­rate­ly.

What to do if there are two or more creditors?

Create one com­plete list of all claims and pay­ments. The total value of prop­er­ty re­ceived is their shared cap, so the full limit cannot be applied again to each cred­i­tor.

Are heirs jointly and severally liable?

This cal­cu­la­tor does not presume joint and several li­a­bil­i­ty. It cal­cu­lates only one person’s in­di­vid­ual limit based on their share; any special grounds, se­cu­ri­ty, or pro­ce­dur­al con­se­quences must be checked against the doc­u­ments.

Where can I check the deadline for filing a claim?

The period is de­ter­mined sep­a­rate­ly under Article 1281 of the Civil Code of Ukraine based on the cer­tifi­cate date or the cred­i­tor’s aware­ness. Use the ded­i­cat­ed cal­cu­la­tor and keep ev­i­dence of the rel­e­vant events.

Resources for your situation

Official sources

Prepared
The method­ol­o­gy was pre­pared by the website ed­i­to­r­i­al team based on of­fi­cial sources.
Important
The tool shows only a pre­lim­i­nary upper limit. It does not confirm the debt or replace review of the probate case, cred­i­tor’s claim, and prop­er­ty val­u­a­tion.

Current as of . The cal­cu­la­tion is pre­lim­i­nary and depends on the doc­u­ments and cir­cum­stances.

Free initial con­sul­ta­tion

Is there uncertainty about the composition of the debt or the value of the property?

For a case in Lviv or Lviv Region, provide the basis of the claim, in­her­i­tance cer­tifi­cate, list of assets ac­tu­al­ly re­ceived, sep­a­rate val­u­a­tions, and pay­ments. A lawyer will check where the arith­metic limit ends and a dispute about doc­u­ments begins.

  • the cal­cu­la­tor result can serve as a ref­er­ence for a con­ver­sa­tion
  • doc­u­ments, dead­lines, or con­tract terms may change the con­clu­sion
  • briefly de­scribe the cir­cum­stances in the form if needed

Your query stays on this device