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Cred­i­tor claims against heirs

Calculator for the deadline for a creditor’s claims against heirs

For a cred­i­tor in Lviv, learn­ing of the debtor’s death is not enough. The tool dis­tin­guish­es when a par­tic­u­lar heir re­ceived the cer­tifi­cate from the cred­i­tor’s later proven aware­ness, where the cred­i­tor did not and could not know earlier that the in­her­i­tance had been ac­cept­ed or a cer­tifi­cate issued.

Legal workflow with calculations and documents
Current
August 16, 2026
Value
0 ₴
Online tool

Check applicability and the six-month period

First confirm the narrow con­di­tions. If even one is not met, the tool will stop the au­to­mat­ic cal­cu­la­tion.

Which lawful triggering event can be substantiated?

Enter a cal­en­dar date without a time; “today” and the status are de­ter­mined using Europe/Kyiv.

Narrow calculation conditions

Enable only if Sat­ur­day or Sunday is legally non-working at the place of action and Monday is working. The tool does not check hol­i­days, opening hours or filing method.

Estimated result

Stop checkAutomatic six-month calculation is unsafe

Part three cannot be applied without proof that the cred­i­tor did not know and could not have known about ac­cep­tance of the in­her­i­tance or receipt of the cer­tifi­cate. Check the ev­i­dence and the route under part two.

What exactly Article 1281 calculates

Under part two of Article 1281, a cred­i­tor must present a claim to an heir no later than six months after that heir re­ceives the cer­tifi­cate of in­her­i­tance.

Under part three, if the cred­i­tor did not know and could not have known about ac­cep­tance of the in­her­i­tance or receipt of the cer­tifi­cate, the six months run from the date the cred­i­tor ac­tu­al­ly learned of it.

This is a preclu­sive time limit with serious con­se­quences for missing it, so the cal­cu­la­tor does not replace proof of the pre­req­ui­sites or apply one date to all heirs.

Calculation methodology

Pre­lim­i­nary cal­cu­la­tion method­ol­o­gy

  1. An earlier version of the law, a date of death without the proper trigger, and dis­put­ed aware­ness are ex­clud­ed.

  2. Con­firms one heir, a debt in­her­it­ed from the de­ceased, and the de­ceased’s status as debtor.

  3. The period starts on the day after the ev­i­denced event.

  4. Add six cal­en­dar months to the ref­er­ence date, using the last-day-of-month rule.

  5. At the user’s choice, the tool con­di­tion­al­ly moves Sat­ur­day or Sunday to Monday and com­pares the cal­en­dar date with today in Europe/Kyiv; the legal dead­line must be checked sep­a­rate­ly.

Example

Example of a loan in Lviv

A busi­ness­woman in Lviv has no­ta­rized con­fir­ma­tion that a spe­cif­ic heir of the de­ceased bor­row­er re­ceived a cer­tifi­cate of in­her­i­tance on Feb­ru­ary 16, 2026.

  • Trigger: heir re­ceives the cer­tifi­cate under part 2 of Article 1281
  • Date: 16.02.2026
  • One heir; the de­ceased’s debt is not per­son­al

The six-month base­line date is Sunday, 16 August 2026. If that day is legally non-working at the place of action and Monday is working, the con­di­tion­al result is 17 August; check the sched­ule and filing method.

Before filing, check the con­tract, amount, in­her­i­tance case ma­te­ri­als, heir’s current address in Lviv or the region, and how de­liv­ery will be doc­u­ment­ed.

What the creditor should collect

  • Con­tract, IOU, court de­ci­sion, or another doc­u­ment about the de­ceased’s debt.
  • Death cer­tifi­cate and in­for­ma­tion about the opened in­her­i­tance case.
  • Proof that the spe­cif­ic heir ac­cept­ed the in­her­i­tance or re­ceived a cer­tifi­cate.
  • Doc­u­ment showing the date the cred­i­tor re­ceived this in­for­ma­tion.
  • Cal­cu­la­tion of the amount claimed and the dead­line for per­for­mance of the prin­ci­pal oblig­a­tion.
  • Draft written demand, en­clo­sure in­ven­to­ry, receipt, and track­ing in­for­ma­tion.

Frequently asked questions

Does the six-month period automatically start on the date of death?

No. Under part two, the basis is the date the spe­cif­ic heir re­ceived the cer­tifi­cate; under part three, it is the cred­i­tor’s actual knowl­edge only if the cred­i­tor did not know and could not have known earlier about ac­cep­tance of the in­her­i­tance or is­suance of the cer­tifi­cate.

Can one date be entered for several heirs?

Only if the ev­i­dence truly con­firms the same event for each person. It is safer to keep a sep­a­rate time­line because ac­cep­tance of the in­her­i­tance and the cred­i­tor’s aware­ness may differ.

What happens if the creditor missed the time limit?

Article 1281 links a missed dead­line to loss of the right to claim. Before reach­ing a con­clu­sion, check the proper trig­ger­ing event, the version of the law, part two or three, and all ev­i­dence.

Is the last day moved from Sunday?

Under Civil Code Article 254, a non-working last day moves to the first legally working day at the place of action. Check the local sched­ule and filing method: the con­di­tion­al switch does not de­ter­mine them au­to­mat­i­cal­ly.

To whom and how should the demand be sent?

The re­cip­i­ent, content, amount, de­liv­ery method and proof of service are de­ter­mined from the in­her­i­tance file and doc­u­ments. Cal­cu­lat­ing a date alone does not prove that the claim was prop­er­ly made.

Resources for your situation

Calculations and checks

Guidance and instructions

How a creditor can submit a claim to a debtor’s heirsLearn when a creditor should notify a debtor’s heir, how to calculate the six-month period and how to prove that the claim was submitted.How an heir is liable for the deceased person’s debtsA practical guide for heirs: check whether a debt passed, the creditor’s deadline, your share, the value of property received, and the shared limit on claims.Debt recovery claim: evidence, limitation period and court feeLearn how to prepare a debt recovery claim, review the evidence and limitation period, calculate the amount claimed, and pay the court fee.

Official sources

Prepared
The method­ol­o­gy was pre­pared by the website ed­i­to­r­i­al team under current Ar­ti­cles 1281, 253, and 254 of the Civil Code of Ukraine.
Important
The tool pro­vides a pre­lim­i­nary result for one heir and one ev­i­denced trig­ger­ing event and does not replace analy­sis of the debt and probate case.

Current as of . The cal­cu­la­tion is pre­lim­i­nary and depends on the doc­u­ments and cir­cum­stances.

Free initial con­sul­ta­tion

Need to check the claim against the heir?

Submit an ap­pli­ca­tion to rec­on­cile the agree­ment, in­her­i­tance case, the heir’s sep­a­rate time­line, and proper pre­sen­ta­tion of the claim in Lviv or Lviv Oblast.

  • the cal­cu­la­tor result can serve as a ref­er­ence for a con­ver­sa­tion
  • doc­u­ments, dead­lines, or con­tract terms may change the con­clu­sion
  • briefly de­scribe the cir­cum­stances in the form if needed

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