Debt recovery in Lviv
Has a counterparty in Lviv paid only part of a debt or disputed the calculation? We reconstruct the obligation, reconcile payments and identify the amount and grounds of the claim.
When to seek help
- Partial payments do not match the stated outstanding balance.
- The debtor disputes receiving the money or the purpose of the transfer.
- The principal needs to be separated from additional charges and costs.
How we can help
- Assess the debt evidence
- Assess the agreement, receipt, bank records and correspondence.
- Calculate the claim
- Account for payments, the basis for additional sums and limitation issues.
- Prepare a demand or claim
- Prepare a demand or claim after checking jurisdiction and the proper defendant.
How we get started
Establish the obligation
Identify who owes what to whom and on what basis.
Verify the amount
Build a payment timeline and define the components of the claim.
Prepare the filing
Choose a pre-action step or court filing and assemble the supporting evidence.
What to prepare
- The original or a legible copy of the agreement or receipt.
- All transfers, partial repayments and debt-related correspondence.
- The debtor’s details, agreed repayment date and any demands already sent.
The scope, cost and terms of further assistance are agreed after reviewing the matter.
Make a loan repayment demand clear
For a written interest-free loan with no repayment date, first reconcile the balance and how the demand will be presented.
When this applies
Contract terms
The example expressly excludes interest and any different agreed period after demand. Thirty days is the default, not an override of the agreement.
Principal only
Bank credit, foreign-currency debt, interest, penalties and disputed delivery of money require separate assessment.
The example and blank share this narrow scenario; the document is Ukrainian. A demand does not automatically prove the debt or resolve limitation.
Demand for the loan balance
The linked guide contains the full Ukrainian example and blank with explanations; this section helps select them.
View the example and templateConnect each fact to evidence
If the table does not fit on the screen, scroll it horizontally.
| Fact | Evidence | What remains to check |
|---|---|---|
| Loan advanced | Agreement, receipt, credited payment | Whether amount and terms are supported |
| Part repayment | Receipt with payment purpose | Whether a payment is counted twice |
| Demand presented | Delivery, contents sent, date | Do not substitute the drafting date |
Keep originals and delivery evidence. An example description does not replace the actual document.
Choose the next step
Use the document received and the stage of the matter.
No repayment date was agreed
Check the terms and presentation of the demand.
Demand for a loan with no repayment dateRepayment is already due
Match the amount, evidence and appropriate claim.
Preparing a debt claimLimitation may be an issue
Assess the starting facts and potential defence separately.
Limitation defence
Need your situation checked?
We can assess the agreement, supported payments and the next document; additional charges require separate assessment.
Frequently asked questions
Can a debt be recovered without a receipt?
It depends on the claim’s legal basis and admissible evidence. Transfers and correspondence must be assessed together; a transfer alone does not always prove a loan.
Is a written demand mandatory?
Not in every dispute. If the repayment date depends on a demand, its wording and evidence of delivery matter. We will check the agreement and whether repayment is due before a court claim.
Does a judgment guarantee repayment?
No. Enforcement may still be necessary, and actual recovery depends in part on the debtor’s assets and funds.
What affects the cost and preparation time?
Cost and preparation time depend on the obligations and payments involved, the quality of the contract or debt acknowledgement, and the correspondence and calculations. A demand, claim and later enforcement involve different scopes; preparation time is not a promise of repayment.
Resources for your situation
Guidance and instructions
Calculations and checks
Sources and review
Checked